What we look at
Your mutual funds
- Everything you hold, across all fund houses, in one view
- How your money is split between equity, debt and other assets
- Funds that overlap and hold the same stocks
- Each fund's performance against its benchmark
- Costs: expense ratios and regular vs direct plans
Your insurance policies
- Your total life cover and health cover
- What you pay in premiums each year
- Gaps against your income, loans and family needs
- What old endowment or money-back policies will actually pay
How it works
- Get your statement. Download your free Consolidated Account Statement (CAS), which lists all your mutual funds, from CAMS, KFintech or MF Central. For insurance, keep your policy documents handy.
- Share it with us. Email it to finguidein@gmail.com or bring it to your call.
- We go through it together. In a free 30-minute call, we walk you through what you hold in plain language.
- You decide. If changes make sense, we explain the options and the schemes suited to your risk profile. There's no obligation.
We earn commission from the products we distribute, not fees from you. We'll always tell you how we're paid on anything we suggest.
Your statements are used only for your review. Ask us at any time and we'll delete them. See our privacy policy.
Signs your portfolio needs a review
You hold many fundsMore than 6 or 7 funds often means overlap, not diversification.
You don't know your returnsOr how they compare with the fund's benchmark.
It's been over a yearLife changes. Your investments may not have kept up.
You bought on a tipFunds chosen because of recent returns or someone's advice.
Old policies, low coverSeveral policies but less cover than you thought.
A big life changeMarriage, a child, a new home or a new job.
Talk it through with us
Book a free 30-minute call, in person, by phone or on video. No obligation, and no pressure to buy anything.